Uninsured Drivers

You Deserve Justice if You Are Injured by the Negligence of an Uninsured Driver

It's estimated that 15 percent of all motorists in Texas drive without insurance, according to the Insurance Research Council. The recent economic downturn could mean more people on the roads are driving without insurance.

The Texas Comptroller's office estimates that the number of uninsured drivers could be much higher.

The bottom line for you is that many people are breaking the law and driving their cars and trucks without insurance. In Texas, a motorist's policy must provide at least $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 per accident for property damage. These limits will increase Jan. 1, 2011, to $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 per accident for property damage.

To protect yourself from having to cover your medical and other expenses due to an accident with an uninsured or underinsured driver, you can purchase a coverage known as uninsured or underinsured motorist benefits. This allows you to get paid by your own insurance company if a negligent driver has no insurance or not enough liability insurance to pay for your bills.

In Texas, this will cover up to your policy's dollar limits. It also will pay for damages caused by a hit-and-run driver if you promptly report the accident to police.

At Smith & Hassler, our experienced attorneys can handle the insurance company for you if you've been in an accident with an uninsured driver.

Contact a Lawyer with Our Firm Specializing in Uninsured Driver Cases

At Smith & Hassler, serving the greater metropolitan Houston area, our experienced lawyers can help if you or a loved one is injured by the negligence of an uninsured driver.

Remember, your initial consultation is free, and you don't pay us unless you win.